Most health plans do not cover medical services outside of the United States.
For children, those younger than 19, dental care is a pediatric service that must be covered as an essential benefit.
Physicians are expressing concern that a 90-day grace period rule for health plans covered under the Affordable Care Act will allow insurance companies to deny payment to doctors.
Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.
Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.
If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.
Under the Affordable Care Act, most health insurance policies must cover prescription drugs.
Some insurance plans may include coverage for contacts and glasses, though most don’t.
Co-insurance and co-payments are different forms of cost sharing between you and your insurance company.
The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.