US President Barack Obama speaks about t

US President Barack Obama speaks about the housing market and the overall economy at the James Lee Community Center in Falls Church, Virginia, February 1, 2012. Obama outlined steps to support a housing market recovery, including help for homeowners to refinance, a homeowner Bill of Rights and plans to reduce foreclosures. AFP PHOTO / Saul LOEB (Photo credit should read SAUL LOEB/AFP/Getty Images)

US President Barack Obama speaks about t

US President Barack Obama speaks about the housing market and the overall economy at the James Lee Community Center in Falls Church, Virginia, February 1, 2012. Obama outlined steps to support a housing market recovery, including help for homeowners to refinance, a homeowner Bill of Rights and plans to reduce foreclosures. AFP PHOTO / Saul LOEB (Photo credit should read SAUL LOEB/AFP/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

Credit: Alex Wong/Getty Images

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama greets audiences after he delivered remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama holds up a one-page mortgage application form that he proposes as he delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama pauses as he delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

Credit: Alex Wong/Getty Images

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama greets audiences after he delivered remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama waves to the audience as he arrives to deliver remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)

Obama Gives Speech On Economy In Virginia

FALLS CHURCH, VA - FEBRUARY 01: U.S. President Barack Obama delivers remarks on the economy February 1, 2012 at the James Lee Community Center in Falls Church, Virginia. Obama spoke on the mortgage principle reduction plan he had mentioned in his State of the Union address. (Photo by Alex Wong/Getty Images)